Mortgage Calculator – Estimate Your Monthly Home Loan with Taxes, Insurance & PMI
Wondering how much that dream house is really going to cost you each month? Our free online Mortgage Calculator helps you break down your monthly payments — including principal, interest, taxes, insurance, and even PMI. Whether you're buying your first home or refinancing for the third time, this tool gives you fast, accurate answers without the spreadsheet headache.
🏠 Mortgage Calculator – Know if your dream house will destroy your bank account 💀
Okay, picture this:
You find the one. Not a person — a house. Cute porch, great school district, maybe even a lemon tree. But before you call your real estate agent screaming "WE FOUND IT!", you should probably figure out… you know, if you can afford it.
That's where this Mortgage Calculator comes in. It's like your brutally honest financial BFF — but with math skills.
💡 What's it do (besides save you from future regret)?
- ✅ Tells you your monthly mortgage payment — principal, interest, taxes, insurance, everything but the emotional damage
- ✅ Lets you tweak loan terms, down payment, interest rate — go wild
- ✅ Works for first homes, forever homes, and that random Zillow mansion you're not actually buying (we've all been there)
- ✅ No sign-ups, no nonsense — just cold, hard numbers
❓FAQ：Stuff you might want to know but were too afraid to Google:
Yes, and you probably should. Unless you want a fun surprise bill later.
We'll calculate PMI for you. (PMI = Paying More Indefinitely, jk... kinda.)
Absolutely. Walk in there with your numbers straight and your eyebrows raised.
🧠 Pro tip:
Use this BEFORE falling in love with a house. It's like checking your bank balance before entering Target — smart, painful, but necessary.
TL;DR:
This calculator can't stop your realtor from showing you $900k homes "just for fun," but it will tell you if the monthly payment is a joke or a jump scare.