Mortgage Calculator – Plan Your Home Loan with Confidence

Calculate your monthly mortgage payments, including principal, interest, property tax, insurance, and PMI. Whether you're buying your first home or refinancing, our tool helps you budget smartly.

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Latest Mortgage Rates:

30 Years: 6.734%    15 Years: 6.04%    10 Years: 5.985%

🏠 Mortgage Calculator – Know if your dream house will destroy your bank account 💀

Okay, picture this:
You find the one. Not a person — a house. Cute porch, great school district, maybe even a lemon tree. But before you call your real estate agent screaming "WE FOUND IT!", you should probably figure out… you know, if you can afford it.

That's where this Mortgage Calculator comes in. It's like your brutally honest financial BFF — but with math skills.

💡 What's it do (besides save you from future regret)?

❓FAQ:Stuff you might want to know but were too afraid to Google:

🧾 Can I factor in property taxes and insurance?
Yes, and you probably should. Unless you want a fun surprise bill later.
💸 What if my down payment is… tiny?
We'll calculate PMI for you. (PMI = Paying More Indefinitely, jk... kinda.)
👀 Will this help me talk to a mortgage lender without sounding like I live under a rock?
Absolutely. Walk in there with your numbers straight and your eyebrows raised.

🧠 Pro tip:

Use this BEFORE falling in love with a house. It's like checking your bank balance before entering Target — smart, painful, but necessary.

TL;DR:

This calculator can't stop your realtor from showing you $900k homes "just for fun," but it will tell you if the monthly payment is a joke or a jump scare.