Loan Calculator – Crunch Your Debt Before It Crunches You

Trying to figure out how much that loan is *really* going to cost you? Our free online Loan Calculator breaks it all down — monthly payments, total interest, and how long you'll be paying it off. Whether you're financing a car, a home, or a questionable life decision, this tool gives you clarity before you sign anything. Bonus: it's way less judgmental than your bank.

$
Total Amount Borrowed
%
per year
Monthly Payment = $471.78

Loan Amortization Schedule

Payment # Payment Amount Principal Interest Remaining Balance

Current Average Loan Rates:

Mortgage: 3.5%    Auto: 4.2%    Personal: 9.8%

🧠 Loan Calculator – Because your debt deserves a reality check

Let's be honest:
You've got big dreams. A beach house. Early retirement. Maybe just affording guac at Chipotle without checking your bank app.

But how do you get there? Math? Ew.
That's where this free loan calculator comes in. It crunches the numbers for you, using that magical money-growing sauce known as compound interest.

💸 What does it do?

📉 What it doesn't do:

TL;DR: Put in your numbers, see your money grow, then daydream about quitting your job in 12–47 years.

🧾 FAQ – Because yes, we saw your confused expression

Q: Can this calculator tell me when I can finally quit my job?
A: Not exactly, but it can show you how long it'll take for your investments to carry you out of that cubicle life. Use the results as motivation (or a gentle reality check).
Q: Will this guarantee I retire early?
A: Only if you start now and don't blow it all on Funko Pops. We believe in you, though.
Q: Do you save my inputs?
A: Nope. Not our business how much you have in your Roth IRA. What happens on your keyboard stays on your keyboard.
Q: Why not just ask ChatGPT to do it?
A: Because this is faster, visual, and doesn't try to turn your question into a 3-paragraph TED Talk. (No offense, ChatGPT.)

💼 Final Thought:

Investing is like planting a tree. You water it, wait years, and eventually — shade, fruit, or a squirrel colony.
This calculator won't water it for you, but it'll show you just how big your money-tree might grow. 🌳💰