Amortization Calculator for Loan Payments & Schedules

Want to understand how much you'll pay each month toward principal and interest? Just enter your loan amount, interest rate, and term to generate a complete repayment schedule in seconds.

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For a 30-year loan, enter 360 (30 × 12)

💸 Amortization Calculator – Because Debt Deserves to Be Broken Down Too

You took out a loan. Now your bank statements feel like a slow-motion horror movie. Interest here. Principal there. Monthly payments forever. You just want to know: When does this end?!

Good news: our amortization schedule calculator is here to break down your debt drama into something that makes actual sense — without needing a finance degree or an emotional support spreadsheet.

💡 What does this amortization calculator do?

❓ FAQ – Because debt doesn't come with an instruction manual

Q: Do I need to understand financial terms like principal, interest, or loan balance?

A: Nope. This loan amortization calculator is made for humans, not accountants.

Q: Can I use this for a mortgage amortization schedule?

A: Absolutely. It shows monthly loan payments, interest, and total cost. Plug in your mortgage and see how it plays out.

Q: Will this help me plan extra payments?

A: Yes! You can explore how extra payments affect your repayment schedule and total interest paid.

Q: Can I download the schedule?

A: Not yet, but the amortization schedule is easy to read on any device. And you can screenshot like a pro.

🧠 Pro tip:

Use this payment schedule calculator before taking a loan to know what you're signing up for — or after, to see if it's time to refinance.

Because if you're paying interest, you deserve to know where every dollar goes.